Privacy Policy
Rev. January 2011
| FACTS | WHAT DOES FIRST NATIONAL BANK OF WYOMING/CAPITAL WEST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number • Account balances • Credit history • Overdraft history • Account transactions • Checking account information. When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Wyoming/Capital West National Bank chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does First National Bank of Wyoming/Capital West National Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Privacy Model Disclosure PRIV-MODEL 8/1/2010 VMP® Bankers Systems™Wolters Kluwer Financial Services © 2010 2010.3/2949 2640369-010 EPRV2949 Page 1 of 2 Privacy Model Disclosure PRIV-MODEL 8/1/2010 VMP® Bankers Systems™Wolters Kluwer Financial Services © 2010 2010.3/2949 2640369-010 EPRV2949 Page 2 of 2
| What We Do | |
| How does First National Bank of Wyoming/Capital West National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does First National Bankof Wyoming/Capital West National Bank collect my personal information? | We collect your personal information, for example, when you:
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
State Laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • First National Bank of Wyoming/Capital West National Bank has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • First National Bank of Wyoming/Capital West National Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you. • First National Bank of Wyoming/Capital West National Bank doesn't jointly market. |